The total amount you need to pay for a loan in Credit is clearly shown in the “Loans” section of the app. This amount reflects your total outstanding balance and is updated automatically based on the status of your loan.
To view detailed information about your loan, follow these steps:
Open the Credit app.
Navigate to the "Loans" section.
Here, you can see all loan details, including the total repayment amount, and selected deadlines.
What does the amount due include?
The total amount you see in the app includes:
The amount borrowed in U.S. dollars (USD) and its equivalent in digital dollars (USDC).
Interest, calculated based on the loan term and conditions.
Penalties, only if the loan was not paid on time.
The repayment deadline you selected when requesting the loan.
💡 Tip: Any outstanding balance may be automatically deducted from the available balance in your World Wallet or from the monthly Worldcoin (WLD) reward you receive, until the debt is fully settled.
How the amount is shown based on the payment method
If you choose to pay from your wallet, the app will automatically calculate how many USDC or WLD tokens are needed to complete the payment.
If you choose to pay in your local currency (when available), the app will display the corresponding amount in that currency (for example, Argentine/Chilean pesos).
💡 Important: You will always be able to see the total amount due before confirming the transaction, ensuring full transparency and control over your loan.