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Will the system use my available World App balance if I don’t pay on time?

How automatic repayments work

If your loan’s due date has passed, the system will automatically attempt to use the available funds in your World App wallet to cover the outstanding amount. This applies to both USDC and WLD tokens.

If your current balance only covers part of the total amount due, the system will apply that partial payment and wait until additional funds become available. Once your balance is sufficient, the remaining amount will be deducted automatically until the loan is fully repaid.

This process helps complete your loan repayment and keep your account in good standing, allowing you to continue accessing loans in the future.

💡Important: We strongly recommend making your repayment before the due date. Missing the deadline may result in penalties, negatively impact your in-app credit score, and reduce your chances of accessing higher loan amounts or better terms on future loans.

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