Unfortunately, it’s not possible to change the payment due date. At Credit, loan terms are fixed. Once you accept a loan, the due date cannot be changed, extended, or renegotiated.
How the due date is set
When requesting a loan, you choose the repayment period before confirming it:
The repayment period can range from 1 to 30 days from loan acceptance.
Before accepting, you can review and confirm the exact due date.
Once the loan is accepted, the due date is permanently set.
Tips for choosing your repayment period
Choose a term based on your expected WLD income or other sources.
Consider adding extra buffer days to your repayment capacity.
Longer terms offer more flexibility but may result in a higher interest rate.
If you expect repayment difficulties
You can repay early (there are no penalties for early repayment).
Partial payments cannot be used to extend the loan term.
Once the loan is fully repaid, you can request a new loan with a different repayment period.
💡Important: Loan terms, including the due date and total amount due, are set at the time of approval. This ensures transparency and security. We recommend carefully reviewing all loan details before confirming a loan.