Your credit limit increases gradually through the Credit progress system, which is designed to encourage responsible and consistent borrowing.
How does the credit limit increase work?
Your initial credit limit is calculated based on your World account. From there, the system automatically evaluates your financial behavior over time.
As you repay your loans on time and keep your account in good standing, your credit score improves, which may result in a gradual increase in your credit limit. This allows you to access higher amounts and request more loans as you build a positive history.
Tracking your progress
Within the app, the progress page displays a dashboard with a visual progress bar where you can view:
Your current position within the progress system
Your progress toward the next level
Your current credit limit
What matters most when increasing your limit
Your credit limit increases over time as you demonstrate consistent and positive financial behavior. The most important action is to make all your payments on time and avoid late payments whenever possible.
Our system automatically reviews your history and adjusts your credit limit based on your repayment behavior. As you continue to build a strong track record, both your credit score and your available limit will increase progressively.
💡Consistency is key: the more reliable your payment behavior is, the stronger your credit profile will become over time.