Getting a loan of up to 1,000 USDC (digital dollars) with Credit is possible through the gradual growth of your credit limit, which is adjusted based on your history and responsible use of the service.
How it works
You start with lower credit limits (from up to 5 USDC).
Your credit limit increases progressively with loans paid on time.
Reaching the maximum amount requires multiple successful loans.
Progress toward higher amounts depends on usage frequency and maintaining consistent credit activity.
Important: Your credit limit increases only when loans are paid on time. If payments are made late or are automatically processed by the system, your credit limit will be negatively affected. As you repay in time, your credit limit increases.
💡You can check your available credit limit at any time from the Loans section in the app.