We understand that the assigned loan amount may seem lower than expected, especially if this is your first time requesting a loan through Credit. Please note that your first loan can be up to 5 USDC (digital dollars) depending on your credit profile.
Loan amounts are determined automatically and are based on several factors related to your credit behavior, including your payment history, on-time repayments, and the number of loans you’ve requested and successfully completed in the past.
These criteria help ensure that the loan amount aligns with your current profile and promotes responsible credit usage. As you continue using the service and maintain a positive repayment history, the amount available to you may gradually increase over time.
💡Important: Loan amounts are reviewed automatically and cannot be adjusted manually. To access higher amounts, continue using the service and repay your loans on time.